Privacy Policy

1. Information We Collect

At qualomariq, we collect various types of information to provide you with exceptional corporate finance services and educational resources. Understanding what information we gather helps you make informed decisions about your privacy.

Personal Information

• Full name, email address, and phone number when you register for our services
• Professional details including job title, company name, and industry sector
• Educational background and professional certifications relevant to finance
• Payment information and billing addresses for subscription services
• Communication preferences and marketing consent status

Usage and Technical Data

We automatically collect certain technical information when you interact with our platform. This data helps us improve our services and provide a better user experience.

• IP addresses, browser types, and device information
• Pages visited, time spent on our platform, and click patterns
• Learning progress and course completion data
• Search queries and content preferences
• Location data based on IP address for content personalization

2. How We Use Your Information

Your information serves multiple purposes in helping us deliver personalized and effective financial education services. We believe in using data responsibly to enhance your learning experience.

1. Service Delivery: We use your personal information to provide access to our corporate finance courses, study materials, and learning programs tailored to your professional needs.
2. Communication: Your contact details allow us to send important updates about your courses, new educational content, and relevant industry insights that match your interests.
3. Platform Improvement: Usage data helps us understand how our platform is used, identify areas for improvement, and develop new features that benefit our learning community.
4. Personalization: We analyze your learning patterns and preferences to recommend relevant courses and content that align with your career goals in corporate finance.
5. Security and Compliance: Your information helps us maintain platform security, prevent fraud, and comply with legal requirements in the Australian financial education sector.

3. Data Sharing and Third Parties

qualomariq works with carefully selected partners to deliver comprehensive educational services. We maintain strict controls over how your information is shared and used by these partners.

Service Providers

We share limited information with trusted service providers who help us operate our platform and deliver services to you.

• Payment processors for secure transaction handling
• Email service providers for course notifications and updates
• Cloud hosting providers for secure data storage
• Analytics providers to understand platform usage patterns
• Educational content partners for specialized finance training modules

Legal Requirements

In certain circumstances, we may be required to disclose your information to comply with legal obligations, protect our rights, or ensure user safety.

4. Your Privacy Rights

As a user of qualomariq's services, you have comprehensive rights regarding your personal information. We respect these rights and provide easy ways for you to exercise them.

5. Data Security and Protection

Protecting your information is fundamental to our operations. We implement multiple layers of security to safeguard your personal and professional data.

Technical Safeguards

• End-to-end encryption for all data transmission and storage
• Regular security audits and penetration testing
• Multi-factor authentication for account access
• Secure backup systems with geographical redundancy
• Automated threat detection and response systems

Operational Security

Our team follows strict protocols to ensure your information remains protected through human processes and organizational measures.

• Employee background checks and privacy training
• Access controls limiting data access to authorized personnel only
• Regular privacy impact assessments for new features
• Incident response procedures for potential data breaches

6. Data Retention and Deletion

We retain your information only as long as necessary to provide our services and meet legal obligations. Our retention policies are designed to balance service quality with privacy protection.

1. Active Account Data: Personal information and learning progress are retained while your account remains active and for 12 months after your last login to facilitate account reactivation.
2. Course Completion Records: Educational achievements and certifications are retained for 7 years to support professional credential verification and continuing education requirements.
3. Communication Records: Support conversations and educational correspondence are kept for 3 years to maintain service quality and resolve future inquiries.
4. Financial Records: Payment and billing information is retained for 7 years to comply with Australian taxation and business record requirements.

7. International Data Transfers

qualomariq operates primarily within Australia, but some of our service providers and educational partners are located internationally. We ensure appropriate protections are in place for any cross-border data transfers.

Transfer Safeguards

• Standard contractual clauses with international service providers
• Adequacy decisions recognition for transfers to countries with equivalent privacy laws
• Regular compliance monitoring of international partners
• Data localization preferences for sensitive educational records

8. Cookie Policy and Tracking

Our platform uses cookies and similar technologies to enhance your browsing experience and provide personalized educational content. You have control over these technologies.

Types of Cookies We Use

• Essential cookies for platform functionality and security
• Performance cookies to analyze usage and improve our services
• Personalization cookies to remember your preferences and progress
• Marketing cookies to deliver relevant educational content recommendations

You can manage cookie preferences through your browser settings or our cookie preference center. Note that disabling certain cookies may limit platform functionality.

9. Children's Privacy

qualomariq's corporate finance services are designed for working professionals and individuals aged 18 and older. We do not knowingly collect personal information from children under 18 years of age.

If we become aware that we have collected personal information from someone under 18, we will delete that information immediately. Parents or guardians who believe their child has provided personal information to us should contact our privacy team.

10. Policy Updates and Changes

We review and update this privacy policy regularly to reflect changes in our services, legal requirements, and privacy best practices. Significant changes will be communicated to you directly.

How We Notify You

• Email notifications for material changes affecting your rights
• Platform notifications when you next log in
• Updated version date at the top of this policy
• Detailed change summaries for complex updates

Continued use of our services after policy updates constitutes acceptance of the revised terms. If you disagree with changes, you may close your account and request data deletion.